Privacy Policy

Sai Ram Finance

Effective Date: 20-03-2025

Sai Ram Finance ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our website and services.

1. Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to:

• Personal Information: Name, contact details, address, date of birth, PAN card, Aadhaar number, bank account details, and other financial information.
• Non-Personal Information: Browser type, IP address, device information, and cookies.
• Transaction Information: Loan applications, repayment history, and related financial activities.

We use this information to process loan applications, provide financial services, verify identity, prevent fraud, improve our services, and comply with legal and regulatory requirements.

2. Log Data

Whenever you use our Service, in the event of an error, we collect data and information through third-party products on your device, known as Log Data. This Log Data may include information such as:

• Your device Internet Protocol (“IP”) address
• Device name
• Operating system version
• Configuration details of the app while using our Service
• Time and date of your use of the Service
• Other relevant statistics

3. Cookies

Cookies are files with a small amount of data commonly used as unique anonymous identifiers. These are sent to your browser from websites you visit and are stored on your device’s internal memory.

Our Service does not use cookies explicitly. However, the website may use third-party services that collect and utilize cookies for tracking and improving their services. You can choose to accept or refuse cookies, but refusing may impact website functionality.

4. Third-Party Service Providers

We may employ third-party companies and individuals for the following reasons:

• To facilitate our Service
• To provide the Service on our behalf
• To perform Service-related services
• To assist us in analyzing how our Service is used

These third parties have access to your Personal Information to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

5. Data Security

We value your trust in providing your personal information and use commercially acceptable means to protect it. However, no method of online transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Links to Other Sites

Our website may contain links to third-party sites. If you click on a third-party link, you will be directed to that site. These external sites are not operated by us, and we strongly recommend reviewing their privacy policies. We assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Children’s Privacy

Our Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided personal information, we immediately delete it from our servers. If you are a parent or guardian and become aware that your child has provided us with personal information, please contact us for necessary actions.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. You are advised to review this page periodically for any changes. We will notify you of changes by posting the updated Privacy Policy on this page. Changes take effect immediately after posting.

9. Contact Us

If you have any questions or concerns about our Privacy Policy, do not hesitate to contact us at:

Sai Ram Finance

grsridhar1@gmail.com.

+91-7996316333

By using our services, you consent to the collection and use of your information as described in this Privacy Policy.